Checking your car loan balance with Public Bank refers to the process of verifying the remaining amount owed on your car loan with the bank. In Malaysia, this can be done through Public Bank’s online banking services, mobile applications, or by visiting a branch. The process is designed to provide you with up-to-date information about your loan, helping you plan your repayments and financial strategies effectively.
Check Balance Car Financing with Public Bank
How Do You Link Your Car Loan Account for Online Access?
Linking your car loan account to your Public Bank online profile is a crucial first step to enable online balance checks. Here’s how you can do it:
- Login to Public Bank Online (PBe): Visit Public Bank’s website and enter your login credentials.
- Access Profile Maintenance: Once logged in, navigate to the ‘Profile Maintenance’ section.
- Manage Profile: Click on ‘Manage Profile’ to begin linking your account.
- Add/Delete Account: Choose the ‘Add/Delete Account’ option.
- Select Account Type: Choose ‘Hire Purchase’ for your car loan.
- Enter Required Information: Input your identification details, loan account number, and note number.
- Request PAC: After entering your details, request a PAC (Personal Access Code) to finalize the linking process.
This setup ensures that you can access your loan information through the Public Bank’s digital platforms seamlessly.
How Can You Check Your Car Loan Balance via the Public Bank Mobile App?
Once your account is linked, checking your car loan balance using the PB engage MY mobile app is straightforward. Follow these steps:
- Download the App: Ensure you have the PB engage MY app installed from Google Play Store or Apple App Store.
- Login to the App: Open the app and input your User ID and Password.
- Navigate to Account Section: After logging in, tap on the ‘Account’ section.
- Select Loan/Financing: Under the ‘Account’ menu, choose ‘Loan/Financing’.
- View Your Balance: Your car loan balance will be displayed with detailed information.
This method provides a quick and convenient way to access your loan details anytime and anywhere.
How Do You Check Your Car Loan Balance through Public Bank’s Website?
Besides the mobile app, you can also check your car loan balance via Public Bank’s website. Here’s a step-by-step guide:
- Visit Public Bank’s Official Website: Go to Public Bank’s website.
- Login to PBe: Click on the ‘Login’ button and enter your User ID and Password.
- Access the Account Menu: Once logged in, select ‘Account’ from the main menu.
- Choose Loan/Financing: In the ‘Account’ section, click on ‘Loan/Financing’.
- Check Your Loan Balance: The website will display your car loan balance in detail.
Ensure to verify all details and keep a screenshot or download the information for future reference.
What Should You Do If You Face Issues Checking Your Loan Balance Online?
If you encounter problems when trying to check your car loan balance online, Public Bank provides multiple support options:
- Contact Customer Service: Call Public Bank’s Customer Service at 03-2179 9999 for assistance.
- Email Support: Send an inquiry to [email protected] for any online banking issues.
The customer service team operates from 6.00 am to 12.00 midnight, offering ample support time for customers.
Can You Check Your Loan Balance Via SMS or At a Branch?
As of now, Public Bank does not offer a service to check your car loan balance via SMS. However, if you prefer a more personal touch, you can visit any Public Bank branch:
- Visit the Nearest Branch: Go to a nearby Public Bank branch.
- Take a Queue Number: Obtain your number and wait for your turn.
- Consult a Teller: Inform the bank staff of your intention to check your car loan balance.
- Provide Necessary Details: Submit any required information to verify your loan account.
- Receive Your Balance Information: The staff will provide your loan balance and can also print a statement for your records.
Why Is It Important to Regularly Check Your Car Loan Balance?
Regularly checking your car loan balance with Public Bank helps you stay informed about your financial commitments. This knowledge allows you to manage your budget effectively, plan for loan repayments, and even make early settlements if possible. Utilizing digital banking services makes this process more accessible, ensuring you have control over your financial health with ease.