Check CIMB Car Loan Balance

Checking your car loan balance with CIMB involves verifying the remaining amount you owe on your car loan. This includes the principal amount, any accrued interest, and any applicable fees. Knowing your loan balance helps you manage your financial obligations better, enabling you to plan your budget and potentially repay your loan faster. CIMB Bank offers several channels for you to check your car loan balance, ensuring that you can choose the most convenient method for your needs.

How Can You Check Your Car Loan Balance Online?

CIMB Clicks Website

One of the most accessible methods to check your car loan balance is through the CIMB Clicks website. This platform allows you to view your loan details easily once you have logged in. Here is how you can proceed:

  1. Visit the CIMB Clicks Website Go to www.cimbclicks.com.my.
  2. Login to Your Account Enter your User ID and Password. Ensure your SecureWord is correct to prevent unauthorized access.
  3. Navigate to My Accounts Once logged in, click on “My Accounts.”
  4. Locate Your Loan Details Under “Loans/Financing,” find your car loan account. Your loan balance will be displayed next to your account number.

CIMB Clicks Mobile App

The CIMB Clicks mobile app offers a similar experience to the website, with the added convenience of checking your balance on the go. Follow these steps:

Download the App

Install the CIMB Clicks app from the Apple App Store or Google Play Store.

Login with Credentials

Enter your User ID and Password. If registered, you can also use biometric ID such as Face ID or Fingerprint.

Access Your Account Information

Tap on “Accounts” and then “Loans” to view your car loan balance.

    Both the website and the mobile app provide a quick and efficient means of checking your loan balance, saving you time compared to visiting a bank branch.

    Can You Check Your Car Loan Balance via ATM or SMS?

    While CIMB Bank offers various digital avenues to check your loan balance, checking via ATM is also an option, although less efficient than online methods. Unfortunately, CIMB does not provide a service to check loan balances via SMS.

    CIMB ATM

    If you prefer using an ATM, follow these steps:

    1. Insert Your CIMB ATM Card Enter your PIN to access the menu.
    2. Select Loan/Financing Navigate to the “Loan/Financing” section.
    3. Choose CIMB Hire Purchase Enter your payment details to view your loan balance.

    Checking your car loan balance at an ATM can be useful if you are already withdrawing cash or performing other transactions, but it is generally less convenient than using digital methods.

    What Should You Do If You Encounter Issues?

    Troubleshooting Login Issues

    If you face difficulties logging into CIMB Clicks, ensure that your User ID and Password are entered correctly. For further assistance, contact CIMB Bank’s Consumer Call Centre at 03-6204 7788, available 24/7.

    Technical Support

    For technical issues with the CIMB Clicks website or app, you can also reach out to CIMB’s customer service for guidance.

    What Are the Benefits of Knowing Your Car Loan Balance?

    Understanding your car loan balance with CIMB Bank provides several benefits:

    • Financial Planning: Knowing your outstanding loan amount helps you budget and manage your finances more effectively.
    • Prepayment Opportunities: If you have the means, knowing your balance allows you to plan for early repayments, potentially saving on interest.
    • Loan Management: Regularly checking your balance keeps you informed about your loan status, helping you avoid late payments and associated penalties.

    How Can You Make Payments Towards Your Car Loan?

    CIMB Bank provides multiple channels to make car loan payments:

    Online Methods

    • CIMB Clicks Website and Mobile App: Use these platforms to transfer funds directly to your loan account.
    • Recurring Payments: Set up scheduled transactions to automate your payments via CIMB Clicks.

    In-Person Methods

    • CIMB Bank Branches: Visit any branch to make payments directly.
    • ATM Transfers: Use CIMB ATMs to transfer payments to your loan account.

    Are There Additional Resources for Managing Your Car Loan?

    CIMB Bank offers a range of resources to assist you in managing your car loan effectively:

    • Loan Calculators: Use CIMB’s online calculators to estimate monthly instalments and plan your finances.
    • Customer Support: Contact CIMB’s customer service for personalized advice and support regarding your loan.